Defaqto 5 Star Rated cover

that's packed with benefits. That's Rias standard.

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defaqto home insurance 2011-2024

5 Star home insurance as rated by industry experts Defaqto for the thirteenth year running

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Why choose Rias home insurance:

  • You can make a claim 24/7 with our UK-based, award winning** claims service 
  • Accidental damage cover for laptops, tablets, computers and TVs included as standard^^
  • Eight out of ten customers stay with us when it’s time to renew†


For full cover details please read our policy documents.

Don't just take our word for it...

Trustpilot
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Find out more about our levels of cover

Buildings and contents cover – everything you need rolled into one policy. Find out more.

Buildings cover – protects the structure of your home, plus your fixtures and fittings, garden walls, gates, drives and patios. Find out more.

Contents cover – up to £50,000 contents cover as standard. Find out more.

Get in touch

Supporting all customers

Life can bring challenges, and we understand this can look different for all our customers. We’re committed to working in a way that supports your individual needs and circumstances. If you’re experiencing financial difficulties, are facing a challenging life event or need help with the way that we communicate with you, we’d like to help.

Find out how we can help
The service was excellent, quick and no hassle.

Mrs B Davison, Billingham

ServiceMark Accredited by the Institute of Customer Service logo 2021 - 2024

Excellent Customer Service

Recognised by the ICS for our excellent level of customer service.

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Take your pick from our optional extras

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Personal legal protection from only £22.25 a year

Personal legal protection gives you up to £50,000 of cover to assist with a range of legal matters.
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Home protection from only £27.50 a year

We offer two levels of home protection cover, which give you 24-hour assistance in the event of an emergency in your home.
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View our policy documents

Read our policy documents and find the right level of cover for your needs.

Find out more

Car Insurance

Defaqto Five Star rated cover that's packed with benefits.

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Travel Insurance

Get ready for your next adventure with our flexible single or annual multi-trip travel insurance.

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